Jewelry financing that keeps customers coming back

Offer consumer financing with the Synchrony Luxury Credit Card, empowering your customers with an affordable way to buy the jewelry they love and pay over time.

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"With all of the information we have been able to gather as a team about Synchrony, it has really leveraged us to the bigger sales" - Day's Jewelers

Financing that drives real results

Help fulfill customers’ dreams while moving closer to yours—achieving higher ticket sales, repeat purchases and strong loyalty. The Synchrony Credit Card is a flexible financing solution that can help:

Influence
purchase decisions

%

of consumers surveyed feel that promotional financing makes their large purchases more affordable.1

Build customer loyalty

%

of Synchrony cardholders are likely to shop with the same retailer more often1

Generate higher ticket sales

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Synchrony cardholders reported spending $1,308 more, on average, compared to non-cardholders.1

We're here to help you succeed.
See immediate benefits for:

YOUR CUSTOMERS

  • Promotional Financing*
  • Convenient monthly payments
  • Dedicated credit limit
  • Free access to their credit score
  • 24/7 secure online account management at mysynchrony.com
Plus, secure, paperless in-store Direct to Device and Online Consumer Application options.

*Subject to credit approval. Minimum payments required.

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YOUR STORE

  • No minimum ticket or annual volume requirements
  • Special pricing to help increase margins
  • Non-recourse** protection from in-store consumer fraud
  • Instant credit decisions on Business Center
  • 48-hour funding to your bank account
  • Free point-of-purchase materials
  • 24/7 access to your Customer List
  • Your store's name on the card

** Subject to any chargeback rights in the Synchrony Financial Bank Merchant Agreement and compliance with Synchrony Bank: SYNCB’s operating procedures.

Learn More

These tools and resources can help you make the most of your Synchrony Luxury Credit Card Program

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Access your quickstart guide! This guide takes you step by step through successful setup and management of your Synchrony financing program.

Download Now
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The Synchrony Luxury Marketing Playbook is a go-to resource for our partners, bringing together impactful tools for promoting jewelry financing and helping you make the most of your program.

Download Now
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Business Center

Apply, transact, order FREE in-store signage, and more!

Get Started
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Learning Center

Use training tools to help you and your team offer financing.

Learn More
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Advertising Wizard

Create and download advertising materials to promote your financing program.

Create Now

Ready to level up your business?

It's simple to get started

1. Fill out the form

2. Our team will contact you within one business day

3. Together we'll create a plan for your success!

Already enrolled with Synchrony? Sign in to Business Center or call 1-800-333-1082

Not a business owner? Call Consumer Help Desk at 1-866-893- 7864.

To learn more about enrolling your business to offer financing with Synchrony, call us toll-free at 1-844-866-8014.

* denotes required field.

Nice to meet you, .

One of our consumer financing specialists will be in touch soon to learn more about your business —and show you how Synchrony can help you grow it.

In the meantime, we invite you to browse the latest news, industry-specific perspectives and research on purchasing trends.

BUSINESS INSIGHTS

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1 Synchrony Eighth Major Purchase Consumer Study, Jewelry 2025